Free Tools

Payback Calculator

Enter your own total investment and expected monthly net profit. Optionally, add a ramp: the months before the outlet earns its full profit, and the share of full profit it earns in those months.

These are your numbers, not a promise — run them with us before you rely on them.

In Brief

Updated

Simple payback is your total investment divided by your expected monthly net profit.

Ramp-adjusted payback counts the first months at a lower share of full profit, which is why it is longer, as our margins and payback briefing explains.

The calculator uses only the numbers you enter and promises no return.

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Simple payback is total investment divided by monthly net profit. Ramp-adjusted payback counts the ramp months at the share of profit you entered, then full profit after that. Read why the two differ in Café Franchise Margins & Payback: How to Read the Numbers.